How To Check Sterling Bank Account Balance On Phone 2024

How to Check Sterling Bank Account Balance On Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things. 

Also, check {List of all Sterling Bank USSD Code}

You see, because of these reasons, checking your account balance from time to time is very important.

That is why as one of the leading financial institutions in Nigeria, Sterling Bank provides many convenient ways for their customers to check their Sterling Bank account balance. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing some of these ways to check your account balance. None of these ways requires you to go to the bank or fill out any form. You can check your account balance anywhere you are, any time of the day. 

This post will answer your question concerning the following.

• How to check Sterling Bank account balance 

• How to check account balance on Sterling Bank online 

• How to check balance on Sterling Bank through SMS 

• How to check account balance in the Sterling Bank mobile app 

• How to check Sterling Bank balance using USSD 

• How to check my Sterling Bank account balance on MTN 

• How to check account balance in Sterling Bank through Whatsapp 

• Sterling Bank balance code 

• How to check Sterling Bank account balance on Airtel 

In this in-depth guide, you will have a firm understanding of how to check your Sterling Bank account balance.

If you’re ready let’s dive in straight.

The first thing we will take a look at is…

How to Check Sterling Bank Account Balance Online 

There is a need to register if you’re using this service for the first time. All you need to do is follow the process below to activate Sterling Bank’s digital banking.

• Go to the Sterling Bank website and then click on “Online Banking”

• Go ahead and tap on “Register” to start the registration process 

• Supply the required personal information, including your account number and contact details 

• Now create a username and password for your online banking account 

• Submit the registration form and wait for your account to be activated.

However, you need to know that you may be required to complete additional security steps, such as receiving a one-time activation code via email or SMS, before your account is fully activated.

Once you’re done with the registration all you have to do to check your account balance is…

• Go to Sterling Bank digital banking portal 

• Log in with your username and password.

Once you’re in you will see your account balance displayed on your dashboard.

That’s how to check your account balance online.

Now let’s go on and discuss the next way to check your account balance.

How to Check Sterling Bank Account Balance on Mobile App 

This is another way to check your account balance. And like the method above you need to register if you’re using this for the first time.

Here is the process to follow.

• Go ahead to download the Sterling Bank mobile app from the App Store or Google Play Store.

• Open the app after installation and select “Activate” or “Register”

• Then enter your personal and account information as prompted. This may include your name, account number, debit card details, and other identifying information.

• Now create a username and password for the app.

• Finally, verify your identity through the bank’s verification process, which may include receiving a one-time passcode via SMS or email.

Once your identity is verified, the app will be activated.

To check your account balance using the app just log in and once you’re in you will see your account balance displayed on the dashboard.

Now, let’s take a look at another way to check your Sterling Bank balance.

How to Check Sterling Bank Account Balance through SMS 

This method is related to one other method I’ll later discuss with you. And that is where we will explore it in detail.

But what you need to know for now is to check your account balance via SMS. 

Simply dial the Sterling bank balance code, then follow the prompts. After your balance is displayed on your screen, you’ll also get an SMS containing information about your Sterling bank account balance.

That’s how to view your balance via text message.

The next way we will look at is…

How to Check Sterling Bank Account Balance through Whatsapp 

This is another great way to check your account balance.

To use this method like some of those I have talked about above, there is a need to activate it.

Follow the process below to get started.

• Add Sterling bank verified Whatsapp number (+234 906 000 6449) to your contact list. Save the contact with a name you can easily remember.

• Once the number is saved on your phone, initiate a chat by saying “Hi”, “Hey”, and so on.

• Go ahead to accept the terms and conditions by inputting “I agree + your sterling bank account number.

• Now input the OTP sent to the registered phone number attached to your BVN number.

• Create your PIN by providing your Card details 

To check your balance once you are registered all you need to do is start a chat with the above contact. Then choose the option that corresponds to checking account balance.

Your Sterling Bank account balance will be sent to you via Whatsapp.

Finally, let’s talk about the last way you can use to check your Sterling Bank Account Balance.

How to Check Account Balance with Sterling Bank Code.

As mentioned earlier this method is a little related to how to check Sterling Bank account balance via SMS discussed above.

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

What is the Sterling Bank Code?

The official Sterling Bank code is *822#. Sterling Bank code gives customers easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Sterling Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

Requirements to Activate Sterling Bank Code

Below are the four things you need to have to activate the Sterling Bank USSD code:

• Sterling Bank Account: Expectedly you must have a Sterling Bank account to benefit from this service.

• A debit card: You need to have a debit card (active) that’s linked to your account.

• Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.

• Phone number: This can be from any network operator. But must be first linked to your Sterling Bank account.

However to start using the service you need to first register or activate it.

How to Activate USSD Code for Sterling Bank

The registration process for the Sterling Bank code is straightforward. Just follow the 6 easy steps below:

• Start by dialing *822# with your mobile device (make sure you use the phone number linked to your Sterling Bank account.)

• Now reply with 1 for registration 

• Then enter the 10 digits of your bank account number 

• Follow by entering the details of your debit card as requested 

• Now create a 4-digit PIN and make sure this is something you can easily remember.

• Finally re-enter your PIN for confirmation.

That’s all.

Now that you have activated your Sterling Bank Code it is time to start using it to perform different operations.

How to Check Sterling Bank Account Balance with USSD Code 

• All you have to do is simply dial *822*6# with the line linked to your Sterling Bank Account 

• Then enter your PIN 

• Once that is done you will see your Sterling Bank account balance displayed on your phone screen and you will receive an SMS with the same information.

It is as simple as that. However, there is a whole bunch of other stuff you can do with the Sterling Bank USSD code. 

Therefore below is the list of all Sterling Bank transfer codes, and their functions.

List of Sterling Bank USSD Codes

• Sterling Bank code to check balance – *822*6#

• Sterling Bank code for account number – *822*8#

• Sterling Bank code for transfer of money to Sterling Bank – *822*4*Amount*NUBAN#

• Sterling Bank code for transfer of money to other banks – *822*4*Amount*NUBAN#

• Sterling Bank code to buy airtime for self – *822*Amount#

• Sterling Bank code to buy airtime for others – *822*Amount*Phone number#

• Sterling Bank code for checking BVN – *565*0#

• Account Opening – *822*7#

• Bill Payment – *822*2#

• For cardless withdrawal – *822*42#

• Code to manage your card – *822*19#

Now that you know the different Sterling Bank USSD code, it’s time to start performing different operations with them.

Moreover, you can check the FAQs below to learn more on this topic.

How to Check Sterling Bank Account Balance FAQs 

How do I check my Starling bank account balance?

You can check your account balance using any of the different methods we have discussed above. For instance, you can use the SMS method, online banking method, and so on.

How can I check my Sterling Bank account balance online?

It is very easy to check your Sterling Bank account balance online. Just follow the steps highlighted above in the first method.

How do I check my bank account balance with my phone number?

All you have to do is simply dial *822*6# with the line linked to your Sterling Bank Account 

Then enter your PIN 

Once that is done you will see your Sterling Bank account balance displayed on your phone screen and you will receive an SMS with the same information.

What is the short code for Sterling Bank?

Sterling Bank USSD provides a smarter way of banking using *822#: • To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly. Note that N5 will be deducted from your airtime balance every time you dial the sterling bank USSD code on your phone.

How do I check my Sterling Bank account number via SMS?

To check your Sterling Bank account number, dial *822*8# or dial *822# and then 8 when the network presents you with several options. Enter the last 4 digits of your MasterCard or your mobile banking PIN to authenticate your transaction.

That’s everything about how to check your Sterling Bank account balance.

Fastnugget on How to Check Your Sterling Bank Account Balance 

Sterling Bank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your Sterling Bank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances which is expected of mature adults.

If you have any other questions on how to check your Sterling Bank account balance, do not hesitate to reach out via the comment section. And we will get back to you ASAP!