Sterling Bank Transfer Code – List of Sterling Bank Code 2024

Sterling Bank Transfer Code – List of Sterling Bank Code

How can you get things done quickly with your Sterling Bank account? Is there a way to do that, and how can you do it?

In case you have these questions at the back of your mind, and you want answers, you have come to the right place. Because here you will discover a simple, convenient way to get more done with your Sterling Bank. Even right from your comfort zone.

What is this simple way?

Well, the Sterling Bank USSD code is the answer in case you don’t know. And if you have been missing out on this stress-free way of banking, maybe because you don’t know the Sterling Bank USSD code, or you have forgotten it. You will discover everything there is to know on this page.

In this Fastnugget post, here is a glimpse of what will be dealt with regarding the Sterling Bank code:

• What is Sterling Bank Code

• What is Sterling Bank Transfer Code 

• List of all Sterling Bank code | Sterling Bank USSD Codes

• Sterling Bank code to check balance 

• Sterling Bank code for account number, for transfer of money, for a loan, to buy airtime, for bvn, to block atm card, to transfer data.

• Sterling Bank transfer code to other banks

• How to register Sterling Bank code | Sterling Bank USSD code

• How to register Sterling Bank code without an ATM card 

• Benefits and features of Sterling Bank USSD codes 

• Requirements to activate Sterling Bank USSD code 

• How to get a 5-digit pin for a Sterling Bank transfer 

• How to block and unblock my Sterling Bank USSD code 

Now without further delay, let’s dive in straight.

What is the Sterling Bank Code?

The official Sterling Bank code is *822#. Sterling Bank code gives customers easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Sterling Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

Sterling Bank deployed the code with the aim to increase financial inclusion. This is in line with the Central Bank’s financial inclusion strategy aimed at reducing the percentage of financially excluded Nigerians. The *822# Quick Banking service contributed immensely to that, as it now gives banking power to anyone, anywhere. The service is easy to use, and very quick. For example, when doing a money transfer the beneficiary account will be credited instantly, and they will receive a notification alert.

What more? Whether you are using the latest iPhone, Android, or simple feature phone (kpalasa, in the street lingo.) you can have access to the *822# Quick Banking Service. And you can use the service on your MTN, Glo, Airtel, 9mobile and other network operators. It doesn’t use an internet connection, and you can use it in the remotest part of Nigeria. You only need the phone number linked to your Sterling Bank account to access the service. 

To access the Quick Banking Service, you need to have some requirements.

Requirements to Activate Sterling Bank Code

Below are the four things you need to have in order to activate the Sterling Bank USSD code:

• Sterling Bank Account: Expectedly, you must have a Sterling Bank account to benefit from this service.

• A debit card: You need to have a debit card (active) that’s linked to your account.

• Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.

• Phone number: This can be from any network operator. But must be first linked to your Sterling Bank account.

However, to start using the service, you need to first register or activate it.

How to Activate USSD Code for Sterling Bank

The registration process for Sterling Bank code is straightforward. Just follow the 6 easy steps below:

• Start by dialing *822# with your mobile device (make sure you use the phone number linked to your Sterling Bank account.)

• Now reply with 1 for registration 

• Then enter the 10 digits of your bank account number 

• Follow by entering the details of your debit card as requested 

• Now create a 4-digit PIN, and make sure this is something you can easily remember.

• Finally, re-enter your PIN for confirmation.

That’s all.

Now that you have activated your Sterling Bank Code, it is time to start using it to perform different operations.

In order to do so, below is the list of some Sterling Bank code to remember.

List of Sterling Bank USSD Codes

• Sterling Bank code to check balance – *822*6#

• Sterling Bank code for account number – *822*8#

• Sterling Bank code for transfer of money to Sterling Bank – *822*4*Amount*NUBAN#

• Sterling Bank code for transfer of money to other banks – *822*4*Amount*NUBAN#

• Sterling Bank code to buy airtime for self – *822*Amount#

• Sterling Bank code to buy airtime for others – *822*Amount*Phone number#

• Sterling Bank code for checking BVN – *565*0#

• Account Opening – *822*7#

• Bill Payment – *822*2#

• For cardless withdrawal – *822*42#

• Code to manage your card – *822*19#

Now that you know the different Sterling Bank USSD code, there are a few other things to note.

How much is the Sterling Bank transfer fee?

When you transfer funds to other Sterling Bank accounts, you’re charged a service fee of ₦21 VAT . But to transfer from Sterling Bank to other banks you’re charged a service fee of ₦50 (plus ₦2.50 VAT).

Is there a limit on transfer with Sterling Bank Code?

Yes, you can transfer up to N20,000 per transaction with PIN 1, and up to N100,000 per transaction with PIN 2, with a daily limit of N100,000 for savings and current account.

That being said, let’s talk about another thing.

How to Block Sterling Bank USSD Code

To block your account if your phone is stolen, simply dial *822*911# from any mobile phone.

The number will be deactivated.

How to Unblock Sterling Bank Transfer code

In case you want to unblock the Sterling Bank USSD code, you will need to visit the physical branch of Sterling Bank near you.

That’s everything about Sterling Bank code. But if you have other things you would like to know about Sterling Bank. Check the FAQs below.

Sterling Bank FAQs 

Is Sterling Bank still operating in Nigeria?

Sterling Bank Plc “Your one-customer bank” is a full service national commercial bank in Nigeria.

How old is Sterling Bank in Nigeria?

Sterling Bank Plc, (formerly known as NAL Bank Plc) was the pioneer merchant bank in Nigeria, established on 25 November 1960 as a private limited liability company and was converted to a public limited liability company in April 1992.

How good is Sterling Bank Nigeria?

Sterling Bank Plc has an overall rating of 4.4 out of 5, based on over 435 reviews left anonymously by employees. 92% of employees would recommend working at Sterling Bank Plc to a friend and 92% have a positive outlook for the business. This rating has improved by 2% over the last 12 months.

How many branches does Sterling Bank have in Nigeria?

Sterling Bank Plc (Nigeria) also provides wholesale banking services. The bank offers banking products through 100 branches, 45 automated teller machines, telephone banking and other e-banking offerings.

A Little Info About Sterling Bank.

Sterling Bank Plc is a full-service national commercial bank in Nigeria licensed by the Central Bank of Nigeria.

The bank provides services to individuals, small businesses (SMEs), and large corporations. As of December 2021, the bank’s branch network numbered 141 distributed throughout Nigeria, with total assets valued in excess of #1.6 trillion).

In 1960 the bank commenced operations as NAL Bank, the nation’s preeminent investment banking institution.

But in 1972 following the Indigenization Decree, it became a government-owned institution. In 1992 the Bank became partly privatized and was listed as a public company on the Nigerian Stock Exchange (NSE). The government finally decided to sell its residual interest in the bank in 2000 and that effectively make it a fully privatized institution 

The bank has had two different mergers. The first one was in January 2006 when NAL Bank completed a merger with four other Nigerian Banks namely; Magnum Trust Bank, NBM, Trust Bank of Africa, and Indo-Nigeria Merchant Bank (INMB). The merged entities were successfully integrated, and they operated as a consolidated group with the name Sterling Bank. The second merger was in 2012 when they assimilated the entire business interest of the defunct Equatorial Trust Bank (ETB).

Fastnuggets on Sterling Bank Transfer Code

The code *822# is the Sterling Bank USSD code to perform various transactions. With this code, you can do things like money transfers, buy airtime for yourself or others, and check your account balance among other things.

Using the Sterling Bank USSD code can prevent you from having stress. You don’t have to worry about going to the bank again.

All you have to do is just dial the Sterling Bank Code for transfer as well as other known Sterling Bank USSD code that have been discussed earlier in this article. And voilà! It’s done. Just like that.