Access Bank Code – Access Bank Code | Access Bank Transfer Code (2024 Updated)
How can you get things done quickly with your Access Bank account? Is there a way to do that, and how can you do it?
In case you have these questions at the back of your mind, and you want answers, you have come to the right place. Because here you will discover a simple, convenient way to get more done with your access bank. Even right from your comfort zone.
What is this simple way?
Well, the Access Bank USSD code is the answer in case you don’t know. And if you have been missing out on this stress-free way of banking, maybe because you don’t know the USSD code, or you have forgotten it. You will discover everything there is to know on this page.
In this Fastnugget post, here is a glimpse of what will be discussed:
- What is Access Bank Code
- What is Access Bank Transfer Code
- List of all Access Bank code | Access Bank USSD Codes
- Access Bank code to check balance
- Access Bank code for account number, for transfer of money, for a loan, to buy airtime, for BVN, to block atm card, to transfer data.
- Access Bank transfer code to other banks
- How to register Access Bank code | Access Bank USSD code
- How to register Access Bank code without an ATM card
- Benefits and features of Access Bank USSD codes
- Requirements to activate Access Bank USSD code
- How to get a 5-digit pin for an Access bank transfer
- How to block and unblock my Accessbank USSD code
Now, without further delay, let’s dive in straight.
What is Access Bank Code?
The official Access Bank code is *901#. The USSD code gives Access Bank’s customers easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit the bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.
The Bank deployed the code with the aim to increase financial inclusion. This is in line with the Central Bank’s financial inclusion strategy aimed at reducing the percentage of financially excluded Nigerians. The *901# Quick Banking service contributed immensely to that, as it now gives banking power to anyone, anywhere. The service is easy to use, and very quick. For example, when doing a money transfer the beneficiary account will be credited instantly, and they will receive a notification alert.
What more? Whether you are using the latest iPhone, Android, or simple feature phone (kpalasa, in the street lingo.) you can have access to the *901# Quick Banking Service. And you can use the service on your MTN, Glo, Airtel, 9mobile and other network operators. It doesn’t use internet connection, and you can use it in the remotest part of Nigeria. You only need the phone number linked to your Access bank account to access the service.
To access the Quick Banking Service, you need to have some requirements.
Requirements to Activate the Code
Below are the four things you need to have in order to activate the Access Bank USSD code:
- Access Bank Account: Expectedly, you must have an Access Bank account to benefit from this service.
- A debit card: You need to have a debit card (active) that’s linked to your account.
- Mobile phone: It doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
- Phone number: This can be from any network operator. But must be first linked to your Access Bank account.
However, to start using the service, you must first register or activate it.
How to Activate the USSD Code
Here is how to activate the Access Bank code:
- Start by dialing *901# with your mobile device
- Now select “Transfer”
- Then enter the last 6 digits of your Debit Card number
- An alternative if you don’t have an active debit card is to use your Date of Birth.
- Now enter your account number
- Finally, create a 4-digit PIN (keep this safe.)
Note: make sure you use the phone number linked to your Access Bank account.
Now that you have activated your USSD Code, it is time to start using it to perform different operations.
In order to do so, below is a list of some codes to remember.
List of Access Bank USSD Codes
- Access Bank code to check balance – *901*5#
- Access Bank code for account number: *901#
- Access Bank code for transfer of money to Access Bank – *901*1*Amount*Account Number#
- Access Bank code for transfer of money to other banks – *901*2*Amount*Account Number#
- Access Bank code for transfer of money to Merchant payment – *901*3*Amount*Merchant Code#
- Access Bank code to buy airtime for self – *901*Amount#
- Access Bank code to buy airtime for others – *901*Amount*Phone Number#
- Access Bank code for loan – *901*11#
- Access Bank code for checking BVN – *565*0#
- Account Opening – *901*0#
- Data Purchase – *901*8#
- OTP Generation – *901*4*1#
- Bill Payment – *901*3#
Now that you know the different Access Bank USSD codes, there are a few other things to note.
How much is the Access Bank transfer fee?
When you transfer funds to other Access bank accounts, you’re charged a service fee of ₦20. But to transfer from Access Bank to other banks, you’re charged a service fee of ₦50 (plus ₦2.50 VAT).
Is there a limit on transfers with USSD Code?
Yes, the daily maximum transfer limit using the USSD code is N100,000 (N20,000 per transaction), while for airtime recharge the daily maximum limit is N20,000.
That being said, let’s talk about another thing.
How to Block Access Bank USSD Code
To deactivate a phone number you are using to Access Bank USSD service, simply dial *901*911# from any mobile phone, then enter the phone number that you want to deactivate, that’s it.
The number will be deactivated.
How to Unblock AccessBank USSD Code
In case you want to unblock the USSD code, you will need to visit the physical branch of the bank near you.
That’s everything you need to know about the USSD code. But if you have other things you would like to know about the bank. Check the FAQs below.
Access Bank Frequently Asked Questions
What is the USSD transfer code for access?
The official USSD for transfer and other USSD operation is *901#
How much does opening an access bank account in Nigeria from the diaspora cost?
It is possible to run a savings account from wherever you are, just as you would if you were home. Opening balance of N10,000. Account maintenance fee of N1/mille. Zero minimum daily balance.
How long does it take to open an Access Bank account?
You can enjoy a savings account without hassles. Instant Savings Account is just instant. No long queues, and no multiple forms for you to fill. All you need to start and enjoy a savings account is your passport photograph.
What is requirement for account opening in Access Bank?
The requirement for account opening is a duly completed account opening form (including the signature mandate section). KYC Documentation of the customer. Valid proof of residence. Visitation report.
There you have everything there is to know about Access Bank code,
A Little Info About Access Bank.
Access Bank plc, commonly known as Access Bank, is a Nigerian multinational commercial bank, owned by Access Bank Group. It is licensed by the Central Bank of Nigeria, the national banking regulator. Originally a corporate bank, they expanded into personal and business banking in 2012.
Founded in 1989 Access Bank has become one of the leading and largest commercial banks in Nigeria.
They offer their customers a wide range of products including but not limited to; personal banking, business banking, corporate banking, investment banking, wealth management, and digital banking.
On April 1, 2019, they acquired Diamond Bank through a merger. And after this, the bank unveiled a new logo, which signals the commencement of a new and enlarged banking entity.
The merger turned Access Bank plc into the largest bank in Africa (by customer base) and the largest bank in Nigeria (by assets).
As of September 2021, Access Bank plc has subsidiaries in Mozambique, Zambia, Congo, Sierra Leone, Rwanda, Gambia, Ghana, Kenya, South Africa, and the United Kingdom. Access Bank Group also maintains representative offices in China, India, Lebanon, and the United Arab Emirates. All these are in addition to Nigeria.
The primary driver of Access Bank’s success is its commitment to innovation and technology. The bank has invested and continues to invest heavily in digital banking platforms and services, including mobile banking, online banking, and digital payments.
Fastnuggets on USSD Transfer Code
The code *901# is the official Access Bank USSD code to perform various transactions. With this, you can do things like money transfers, buy airtime for yourself or others, and check your account balance among other things.
Using the USSD code can prevent you from having stress. You don’t have to worry about going to the bank again.
All you have to do is just dial the USSD Code for transfer, as well as other known USSD codes that have been discussed earlier in this article. And voilà! It’s done. Just like that.
Now you know all you need to know about this USSD code.
But our conversation doesn’t stop here.
If you have any other question, simply leave them in the comment and you’ll get answers ASAP!
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I’m Adebayo Ridwan, an Electrical and Electronics Engineering graduate from the University of Ilorin.
I discovered my passion for writing, during my first year in Unilorin. Since then, I’ve been dedicated to mastering the art…
and sharing practical information to help people solve problems.