How To Check WEMA Bank Account Balance On Phone 2024

Wema bank account balance

How To Check WEMA Bank Account Balance On Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things. 

Also, see {List of All Wema Bank USSD Code}

You see, because of these reasons, checking your account balance from time to time is very important.

That is why as one of the leading financial institutions in Nigeria, Wema Bank provides many convenient ways for their customers to check their Wema Bank account balance. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing some of these ways to check your account balance. None of these ways requires you to go to the bank or fill out any form. You can check your account balance anywhere you are, any time of the day. 

This post will answer your question concerning the following.
  • How to check Wema Bank account balance 
  • How to check account balance on Wema Bank online 
  • How to check balance on Wema Bank through SMS 
  • How to check account balance in Wema Bank mobile app 
  • How to check Wema Bank balance using USSD 
  • How to check my Wema Bank account balance on MTN 
  • How to check account balance in Wema Bank through Whatsapp 
  • Wema Bank balance code 
  • How to check Wema Bank account balance on Airtel 

In this in-depth guide, you will have a firm understanding of how to check your account balance.

If you’re ready let’s dive in straight.

The first thing we will take a look at is…

How to Check Wema Bank Account Balance Online 

There is a need to register if you’re using this service for the first time. The registration process is straightforward.

You can register for Wema Bank retail internet banking service by clicking on ‘Register’ on the WemaOnline Login Page. 

You can also request a token online and pick it up at your preferred branch or have it delivered to a preferred location.

Alternatively, you can also visit any Wema bank branch during their official working hours. Talk with the wema bank customer care representative on how to open a wemaonline, otherwise known as wema internet banking.

This should not take more than 30 minutes before your account is set up. If there are possible delays, then you will be told to check back again. Meanwhile, there won’t be any need to check back as you will always get an alert immediately after your account is ready. 

Checking your account balance on the internet banking portal is easy. To do this, simply log in to your account using your User ID and password. After you log in, click on Account Summary. You would find your account number displayed on the dashboard.

That’s how you can check your Wema Bank account balance online.

Let’s go on and discuss the next way to check your Wema Bank account balance.

How to Check Wema Bank Account Balance on Mobile App 

Using this method to check your account balance is also easy. Just follow the simple steps below to get started.

Note if you’re a first-time user, there will be a need to register before you can use this service. 

  • Start by downloading the Wema Bank Mobile App on Google Play Store or Apple Store.
  • After successful installation, launch the app 
  • Then, click on register 
  • Here you will be asked to enter your BVN, upload your picture and signature 
  • Then, you will need to do a number verification. A verification code will be sent to the line linked to your BVN.
  • After that, you will need to create your profile by entering your phone number, email address, and password.
  • Lastly, you have to choose a security question of your choice and provide an answer to it. 

That’s it!

After successful registration, all you need to do is just log in and your account balance will be displayed on the dashboard.

That’s the simple process of checking your Wema Bank account balance using the mobile app.

Now, let’s take a look at another way to check your Wema Bank balance.

How to Check Wema Bank Account Balance through SMS 

This method is related to the last method I will be discussing with you, and that’s where I will go into discussing it in detail.

But for now, this is what to know about checking your account balance via SMS.

To check your Wema bank account balance via SMS, simply dial the Wema bank balance code, then follow the prompts. After your balance is displayed on your screen, you’ll also get an SMS containing information about your Wema bank account balance.

That’s how to easily check Wema Bank account balance through SMS

Finally, let’s talk about the last way you can use to check your Wema Bank Account Balance.

How to Check Account Balance with Wema Bank Code.

This is the last method I will be discussing and like I said already it is related to the SMS method above. But here I will go into detail about this method.

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

What is the Wema Bank Code?

The official Wema Bank code is *945#. Wema Bank code enables customers to have easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime without the need to visit Wema Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

To access the Quick Banking Service you need to have some requirements.

Requirements to Activate Wema Bank Code

Below are the four things you need to have to activate the Wema Bank USSD code:

  • Wema Bank Account: Expectedly you must have a Wema Bank account to benefit from this service.
  • A debit card: You need to have a debit card (active) that’s linked to your account.
  • Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
  • Phone number: This can be from any network operator. But must be first linked to your Wema Bank account.

However to start using the service you need to first register or activate it.

How to Activate USSD Code for Wema Bank

The registration process for the Wema Bank code is straightforward. Just follow the 6 easy steps below:

  • Start by dialing *945#  with your mobile device (make sure you use the phone number linked to your Wema Bank account.)
  • Then follow the onscreen instructions. 
  • Now provide the information required such as account number, and date of birth. 
  • Then create a new PIN 
  • Finally, confirm your new PIN to complete the process.

Now that you have activated your Wema Bank Code it is time to start using it to perform different operations.

To check your account balance using this code simply dial *945*0# and your account balance will be displayed on your phone screen.

That’s how to easily check your account balance using the Wema Bank USSD code.

However, there is a whole bunch of other stuff you can do with the Wema Bank USSD code. Therefore below is the full list of all Wema Bank Code and their functions.

List of Wema Bank USSD Codes

  • Wema Bank code to check balance – *945*0#
  • Wema Bank code for account number – *945*000#
  • Wema Bank code for transfer of money to Wema Bank – *945*Beneficiary Account Number*Amount#
  • Wema Bank code for transfer of money to other banks – *945*Beneficiary Account Number*Amount#
  • Wema Bank code to buy airtime for self – *945*Amount#
  • Wema Bank code to buy airtime for others – *945*phone Number*Amount#
  • Wema Bank code for managing BVN – *945*4#
  • Account Opening – *945*1#
  • Generate OTP – *945*15#
  • Change USSD PIN – *945*00#
  • Change Primary Account – *945*2*Old Account*New Account#
  • Account Reactivation – *945*5#
  • Account Restrictions – *945*911#
  • Wema USSD for Loan – *945*100#

Electricity Bill USSD Code 

Pay Electricity Bill With Wema USSD Code – *945*24#

Eko Axis – *945*25*Meter Number*Amount#

Ikeja Axis – *945*26*Meter Number*Amount#

Ibadan Axis – *945*27*Meter Number*Amount#

Abuja Axis – 945*28*Meter Number*Amount#

Enugu Axis – *945*29*Meter Number*Amount#

Jos Axis – *945*30*Meter Number*Amount#

Kaduna axis – *945*31*Meter Number*Amount#

Kano Axis – *945*32*Meter Number*Amount#

Port Harcourt Axis –*945*33*Meter Number*Amount#

Wema Cable TV USSD Code 

  • To Access Cable TV Menu  – *945*10#
  • DSTV Subscription – *945*11# or *945*11*Smartcard Number#
  • GOtv Subscription – *945*12# or *945*12*Smartcard Number#

Other Wema USSD Code 

  • Check WAEC Results – *945*70#
  • Check JAMB Results with the Wema Bank USSD Code – *945*71#
  • For Mcash – *945*57# or *945*57*Merchandise*Amount#
  • For Coralpay – *945*58# or *945*000*Ref Number#

Now that you know the different Wema Bank USSD code, it’s time to start performing different operations with them.

Additionally, you can check the FAQs below for more about checking account balances.

How to Check Wema Bank Account Balance FAQs 

What is the code to check account balance for Wema Bank?

The code to check Wema bank balance is *945*0#

How do I check my account balance on Wema Bank?

You can check your account balance using the Wema Bank USSD, Mobile app, or any of the other methods discussed above.

Can I use Wema Bank account online?

With Wema Bank online account portal, you have an opportunity to use your account wherever you can connect to the internet, via the full-fledged digital branch ALAT By Wema. You have the power to send money, pay bills, and be safer on the move.

Fastnugget on How to Check Your Wema Bank Account Balance 

Wema Bank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your Wema Bank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances which is expected of mature adults.

If you have any other questions on how to check your account balance, do not hesitate to reach out via the comment section. And we will get back to you ASAP!

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