How To Check Unity Bank Account Balance On Your Phone 2024

unity bank account balance

How To Check Unity Bank Account Balance On Your Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things.

Also, you can check {List of all Unity Bank USSD code

You see, because of these reasons, checking your account balance from time to time is very important.

That is why as one of the leading financial institutions in Nigeria, Unity Bank provides many convenient ways for their customers to check their Unity Bank account balance. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing some of these ways to check your Unity Bank account balance. None of these ways requires you to go to the bank or fill out any form. You can check your Unity Bank account balance anywhere you are, any time of the day. 

This post will answer your question concerning the following.
  • How to check Unity Bank account balance 
  • How to check account balance on Unity Bank online 
  • How to check balance on Unity Bank through SMS 
  • How to check account balance in Unity Bank mobile app 
  • How to check Unity Bank balance using USSD 
  • How to check my Unity Bank account balance on MTN 
  • How to check account balance in Unity Bank through Whatsapp 
  • Unity Bank balance code 
  • How to check Unity Bank account balance on Airtel 

In this in-depth guide, you will have a firm understanding of how to check your Unity Bank account balance.

If you’re ready let’s dive in straight.

The first thing we will take a look at is…

How to Check Unity Bank Account Balance Online 

This is the first method I will be discussing with you. It’s very easy to check the Unity Bank account balance on internet banking. Follow the simple process below to get started.

  • Tap on I have an existing Unity Bank account and then enter your account number on the next page.
  • Proceed with the rest of the registration process.
  • Once you’re done with the registration visit the Unity Bank digital banking login page 
  • Sign in with your username and password.
  • Look for “Account Balance Inquiry” in the menu area once you’re in, click on it and you will see your account balance displayed after a few seconds

That’s how to check the Unity Bank account balance online.

Let’s go on and discuss the next way to check your Unity Bank account balance.

How to Check Unity Bank Account Balance on Mobile App 

Like the digital banking option discussed above you’ll need to register to use this method as a first-time user. It’s also very easy to use this method. Just follow my lead.

  • Start by downloading the Unity Bank Mobile App on Google Play Store or the Apple store.
  • After the successful Installation launch of the app 
  • If you are a first-time user, you will need to register with some information. Just follow the process on the app.

After you have successfully registered, all you need to do is log in and your account balance will be displayed on the dashboard.

That’s how to use the Unity Bank mobile app to check your account balance.

Now, let’s take a look at another way to check your Unity Bank balance.

How to Check Unity Bank Account Balance through SMS 

This is related to the last method I will be discussing in this post. And that is where I will go into detail about the method.

But for now what you need to know to check your account balance via SMS is simply dial the Unity bank balance code, then follow the prompts. After your balance is displayed on your screen, you’ll also get an SMS containing information about your account balance.

That’s simply how to check the Unity account balance through SMS.

Finally, let’s talk about the last way you can use to check your Unity Bank Account Balance.

How to Check Account Balance with Unity Bank Code.

This is the last method I will be talking about in this post. As I already mentioned above it is related to how to check your Unity Bank account balance with SMS. And here I will go into greater depth about everything you need to know about this method.

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

What is the Unity Bank Code?

The official Unity Bank code is *7799#. Unity Bank code enables customers to have easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Unity Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

To access the Unity Bank Quick Banking Service, you need to have some requirements.

Requirements to Activate Unity Bank Code

Below are the four things you need to have to activate the Unity Bank USSD code:

  • Unity Bank Account: Expectedly, you must have a Unity Bank account to benefit from this service.
  • A debit card: You need to have a debit card (active) that’s linked to your account.
  • Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
  • Phone number: This can be from any network operator. But must be first linked to your Unity Bank account.

However, to start using the service, you need to first register or activate it.

How to Activate USSD Code for Unity Bank 

The registration process for the Unity Bank code is straightforward. Just follow the 6 easy steps below:

  • Start by dialing *7799# with your mobile device (make sure you use the phone number linked to your Unity Bank account.)

Note: You can also number to instantly open an account and activate the code.

  • On the next screen, you will be presented with many options to choose from.
  • Select the option you want to continue the activation process.
  • The next thing is to enter your bank account number to link it. And then use the Unity Bank transfer code to make a payment.
  • Finally, create a 4-digit PIN that will be used to verify transactions.

Now that you have activated your Unity Bank Code, it is time to start using it to perform different operations.

How to Check Unity Bank Account Balance Using USSD Code.

Using this method is straightforward, just follow the simple steps below.

  • Start by simply dialing *7799# with the line linked to your Unity Bank Account.
  • Then enter your PIN 

You will see your account balance displayed on your phone screen and you will receive an SMS message with the same information.

That’s how to check your account balance using the USSD code method.

However, there is a whole bunch of other stuff you can do with the Unity Bank USSD code. Therefore below is the list of all the USSD code and their functions.

List of Unity Bank USSD Codes

  • Unity Bank code to check balance – *7799*0#
  • Unity Bank code for transfer of money to Unity Bank – *7799*1*Account Number*Amount#
  • Unity Bank code for transfer of money to other Bank  – *7799*1*Account Number*Amount#
  • Unity Bank code to buy airtime for self – *7799*Amount#
  • Unity Bank code to buy airtime for others – *7799*Phone Number*Amount#
  • Unity Bank code for BVN verification – *7799*5#
  • Block Account – *7799*9*Phone Number#
  • USSD on POS – *7799*000*RefID#
  • Cardless Withdrawal – *7799*8*Amount#
  • Bet9ja Wallet funding – *7799*403*Bet9ja ID*amount#

Unity Bank USSD Codes for Prepaid Electricity Subscription

  • Eko Electricity Prepaid – *7799*4*Meter Number*Amount#
  • Ikeja Electricity Prepaid – *7799*5*meter no*amount#

Unity Bank USSD Codes for DSTV Subscription 

  • Access (2000) – *7799*32*Smart Card Number*1#
  • Compact (6800) – *7799*32*Smart Card Number*2#
  • Compact Plus (10650) – *7799*32*Smart card Number*3#
  • Family (4000) – *7799*32*Smart Card Number*4#
  • Premium (15800) – *7799*32*Smart Card Number*5#

The Unity Bank Code for GOtv Subscription 

  • Gotv Lite (400) – *7799*33* Smart Card Number*1#
  • Gotv Max (3200) – *7799*33* Smart Card Number*2#
  • Gotv Plus (1900) – *7799*33* Smart Card Number*3#
  • Gotv Value (1250) – *7799*33* Smart Card Number*4#

Now that you know the different Unity Bank USSD code, it’s time to start performing different operations with them.

That’s everything you need to know about how to check the account balance.

Moreover, you can check the FAQs below for more information on this topic.

How to Check Unity Bank Account Balance FAQs 

How do I check my Unity Bank balance on my phone?

There are many ways to check your account balance. You can Log onto the Internet Banking portal and check it there or use any of the other methods discussed above.

What is USSD code for Unity Bank?

The official Unity Bank USSD code is *7799#, with this code Unity Bank customers can do different transactions with their Unity Bank account.

How do I activate Unity mobile banking?

Simply download Unifi by Unity Bank on Google Play store and Apple Store. Get on Board! Existing Unity Bank account holders should click on ‘Get Started’, and ‘I have a Unity Bank account’ and input the existing Unity Bank account number. Register your username, log in, and start transacting!

What is USSD banking PIN?

USSD PIN means the access PIN set by you during the USSD channel registration process.

How can I check my account balance without ATM card?

It is possible to check your account balance anytime online by logging on to the official website of the concerned bank on your phone. To use this facility, you just need to visit the bank’s official website and access your account information.

That’s all you need to know about checking your account balance.

Fastnugget on How to Check Your Unity Bank Account Balance 

Unity Bank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your Unity Bank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances which is expected of mature adults.

If you have any other questions on how to check you account balance, do not hesitate to reach out via the comment section. And we will get back to you ASAP!

2 thoughts on “How To Check Unity Bank Account Balance On Your Phone 2024”

  1. Great guide! I’ve been looking for a way to easily check my Unity bank account balance on my phone. This method is much simpler than I expected, and I love that I can do it directly from my phone. Definitely saving this for future reference!

    Reply

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