Union Bank Transfer Code – List of All Union Bank USSD Code 2024

Union transfer code
Union Transfer code

Union Bank Transfer Code – List of All Union Bank USSD Code

The Union transfer code is how you can get things done quickly with your account. I will show you a way to do that, and how you can do it fast.

How can you get things done quickly with your Union Bank account? Is there a way to do that, and how can you do it?

If you have these questions at the back of your mind and want answers, you have come to the right place. Because here you will discover a simple, convenient way to get more done with your TAJ Bank. Even right from your comfort zone.

What is this simple way?

Well, the Union Bank USSD code is the answer, in case you don’t know. And if you have been missing out on this stress-free way of banking, maybe because you don’t know the Union Bank USSD code, or you have forgotten it. You will discover everything there is to know on this page.

In this Fastnugget post, here is a glimpse of what will be dealt with regarding the Union Bank code:

  • What is Union Bank Code
  • What is Union Bank Transfer Code 
  • List of all Union Bank code | Union Bank USSD Codes
  • Union Bank code to check balance 
  • Union Bank code for account number, for transfer of money, for a loan, to buy airtime, for BVN, to block atm card, to transfer data.
  • Union Bank transfer code to other banks
  • How to register Union Bank code | Union Bank USSD code
  • How to register a Union Bank code without an ATM card 
  • Benefits and features of Union Bank USSD codes 
  • Requirements to activate Union Bank USSD code 
  • How to get a 5-digit pin for a Union Bank transfer 
  • How to block and unblock my Union Bank USSD code 

Now, without further delay, let’s dive in straight.

What is the Union Bank Code?

The official Union Bank code is *826#. Union Bank code enables customers to have easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Union Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

Union Bank deployed the code to increase financial inclusion. This is in line with the Central Bank’s financial inclusion strategy aimed at reducing the percentage of financially excluded Nigerians. The *826# Quick Banking service contributed immensely to that, as it now gives banking power to anyone, anywhere. The service is easy to use, and very quick. For example, when doing a money transfer the beneficiary account will be credited instantly, and they will receive a notification alert.

What more? Whether you are using the latest iPhone, Android, or simple feature phone (kpalasa, in the street lingo.) you can have access to the *826# Quick Banking Service. And you can use the service on your MTN, Glo, Airtel, 9mobile and other network operators. It doesn’t use an internet connection, and you can use it in the remotest part of Nigeria. You only need the phone number linked to your Union Bank account to access the service. 

To access the Quick Banking Service, you need to have some requirements.

Requirements to Activate Union Bank Code

Below are the four things you need to have in order to activate the Union Bank USSD code:

  • Union Bank Account: Expectedly, you must have a Union Bank account to benefit from this service.
  • A debit card: You need to have a debit card (active) that’s linked to your account.
  • Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
  • Phone number: This can be from any network operator. But must be first linked to your Union Bank account.

However, to start using the service, you need to first register or activate it.

How to Activate USSD Code for Union Bank

The registration process for the Union Bank code is straightforward. Just follow the 6 easy steps below:

  • Start by dialing *826# with your mobile device (make sure you use the phone number linked to your Union Bank account.)
  • Enter your account number, which is a 10-digit number. 
  • You will be requested to enter the last six numbers of your debit card. 
  • Then enter your transfer PIN, which is a four-digit number. 
  • Finally, make sure you confirm all your entries.

After completing all these steps, you will get a message to notify you that you have successfully activated this service on your phone.

Now that you have activated your Union Bank Code, it is time to start using it to perform different operations.

In order to do so, below is the list of some Union Bank code to remember.

List of Union Bank USSD Codes

  • Union Bank code to check balance – *826*4#
  • Union Bank code for transfer of money to Union Bank – *826*1*Amount*Account Number#
  • Union Bank code for transfer of money to other banks – *826*2*Amount*Account Number#
  • Union Bank code to buy airtime for self – *826*Amount#
  • Union Bank code to buy airtime for others – *826*Amount*Phone Number#
  • Union Bank code for loan – *826*41#
  • Block Your Account From Other Phone Numbers – *826*6*mobile number#
  • Pay Merchants – *826*22*merchant code*amount#
  • Data Purchase – *826*9#
  • Block and Unblock Debit/Credit Card – *826*21# 
  • Request a Debit Card – *826*21#
  • Cardless Withdrawal – *826*7*amount#
  • Block Your Account From Your Phone Number  – *826*6#
  • Retrieve BVN – *565*0#
  • Pay Bills – *826# > select bill payment 
  • Hot list ATM Card – *826*21#
  • Account Opening – *826#
  • Increase Account Limit – *826*8#
  • Data Capture After Register – *826*3*Account Number#
  • Locate a Union Bank Branch – *826*19#

Now that you know the different Union Bank USSD code, there are a few other things to note.

How much is the Union Bank transfer fee?

The N6.98 is a fee charged by your mobile network service provider. The regular transaction fees will be charged for your transactions and other services.

Is there a limit on transfer with Union Bank Code?

Yes, with Union Bank USSD, You can transfer up to N100,000 in tranches of N20,000 daily. To transfer more than this, you will need to accept the indemnity prompt. N200,000 daily and N1,000,000 with an SMS token.

That being said, let’s talk about another thing.

How to Block Union Bank USSD Code

You can dial this code from any cell phone; the code is very fast and reliable. To block your Union Bank ATM card, simply dial *826*21# then input your pin and proceed.

The number will be deactivated.

How to Unblock Union Bank Transfer code

In case you want to unblock the Union Bank USSD code, you will need to visit the physical branch of Union Bank near you.

That’s everything about the Union Bank code. But if you have other things you would like to know about TAJ Bank. Check the FAQs below.

Union Bank FAQs

How do I activate my Union Bank USSD transfer code?

Dial *826# and send using the SIM card linked with your union bank account number.

How do I transfer money from Union Bank to another Bank?

To send money to other Bank accounts, dial *826*2*Amount*Recipient’s Account no# For example, dial *826*2*5000*8901234567# After dialing the code, enter your Union bank transfer PIN to authorize the transaction. Confirm the recipient’s account details displayed on the screen.

How can I activate Union Bank mobile Transfer?

Dial *826# on the mobile number linked to your Union Bank account. Select “1” to activate UnionMobile and follow the options.

How do I transfer money from my union bank account to my phone?

  • Tap on Send/Request and then choose InstaPay.
  • Select the account you wish to transfer funds from.
  • Select the receiving bank and then choose to send money via email or mobile.
  • Enter the following details: The email address or mobile number of the recipient. 
  • Review transaction details.


What is Union Bank USSD code?

*826# is the official Union bank USSD banking code (transfer code). This is the short code that can get your financial transactions done faster and smarter.

A Little Info About Union Bank.

Union Bank of Nigeria Plc is a commercial bank that has been operating in Nigeria since 1917. The bank is one of Nigeria’s long-standing and most respected financial institutions. They offer a portfolio of banking services to individuals, SMEs, and commercial and corporate clients.

The bank has a robust geographical network comprising more than 293 service centers and over 937+ ATMs spread across Nigeria. 

They remained committed to helping individuals, families, and businesses grow for nearly a century.

Union bank is also committed to being widely recognized as Nigeria’s most reliable and trusted partner. The bank’s ambition hinged on successfully delivering against six strategic pillars including quality of our customer experience, client base, talent, banking platform, professional standards, and earnings. 

Aggressive execution of their strategy is underway, leveraging a robust transformation team largely focused on people, processes, and technology

Fastnuggets on Union Bank Transfer Code

The code *826# is the Union Bank USSD code to perform various transactions. With this code, you can do things like money transfers, buy airtime for yourself or others, and check your account balance among other things.

Using the Union Bank USSD code can prevent you from having stress. You don’t have to worry about going to the bank again.

All you have to do is just dial the Union Bank transfer code, as well as other known Union Bank USSD codes that have been discussed earlier in this article. And voilà! It’s done. Just like that.

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