How To Check Union Bank Account Balance On Your Phone 2024

How To Check Union Bank Account Balance On Your Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things. 

Also, see {List of All Union Bank USSD Code}

You see, because of these reasons, checking your account balance from time to time is very important.

That is why as one of the leading financial institutions in Nigeria, Union Bank provides many convenient ways for their customers to check their Union Bank account balance. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing some of these ways to check your account balance. None of these ways requires you to go to the bank or fill out any form. You can check your account balance anywhere you are, any time of the day. 

This post will answer your question concerning the following.

• How to check Union Bank account balance 

• How to check account balance on Union Bank online 

• How to check balance on Union Bank through SMS 

• How to check account balance in Union Bank mobile app 

• How to check Union Bank balance using USSD 

• How to check my Union Bank account balance on MTN 

• How to check account balance in Union Bank through Whatsapp 

• Union Bank balance code 

• How to check Union Bank account balance on Airtel 

In this in-depth guide, you will have a firm understanding of how to check your Union Bank account balance.

If you’re ready let’s dive in straight.

The first thing we will take a look at is…

How to Check Union Bank Account Balance Online 

UnionOnline is a secure online banking platform that provides safe and convenient access to banking services. With UnionOnline you can do the following: Check account balance, Get statements, Transfer money, Pay bills, Review transaction history, and Set up standing orders/instructions.

There is a need to register If you’re a first-time user of this service. 

To register, simply go to the UnionOnline platform and complete the simple registration process.

Once you’ve completed the registration, to check your account balance all you have to do is login into the UnionOnline portal and you can see information about your account right there.

That’s how you can check your account balance online.

Let’s go on and discuss the next way to check your account balance.

How to Check Union Bank Account Balance on Mobile App 

There is a need to register if you’re using this method for the first time. You don’t have to worry there is nothing complicated about it. Just follow my lead.

• Start by downloading the Union Bank Mobile App on Google PlayStore or the Apple store.

• After successful Installation, launch the app 

• If you are a first-time user, you will need to register with some information. Just follow the simple process on the app.

Once you have successfully registered, to check your account balance you can just log in and you will see your account balance displayed on your dashboard.

It’s as simple as that.

Now, let’s take a look at another way to check your Union Bank balance.

How to Check Union Bank Account Balance through SMS 

 Another way to check your account balance is via SMS.

It’s straightforward to do, simply Send the word BAL to 20123, and your account number will be sent from the bank as a message.

That’s how to check your account balance through SMS.

The next way we will look at is…

How to Check Union Bank Account Balance through Whatsapp 

This is another way for Union Bank customers to check their account balance, make a complaint or perform any other transactions they want.

All you need to do to use this method is to initiate a chat with Union Bank on WhatsApp through this number 09070070001 and request to know the balance in your account.

Note: You need to have WhatsApp installed on your phone to use this method, and the chat must be initiated from the number linked to your account.

That’s how to check your account balance on WhatsApp.

Finally, let’s talk about the last way you can use to check your account balance.

How to Check Account Balance with Union Bank Code.

This is the last method I will be talking about in this post.

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

What is the Union Bank Code?

The official Union Bank code is *826#. Union Bank code enables customers to have easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Union Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

Although to access this Union Bank Quick Banking Service, you need to have some requirements.

Requirements to Activate Union Bank Code

Below are the four things you need to have to activate the Union Bank USSD code:

• Union Bank Account: Expectedly, you must have a Union Bank account to benefit from this service.

• A debit card: You need to have a debit card (active) that’s linked to your account.

• Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.

• Phone number: This can be from any network operator. But must be first linked to your Union Bank account.

However, to start using the service, you need to first register or activate it.

How to Activate USSD Code for Union Bank

The registration process for the Union Bank code is straightforward. Just follow the 6 easy steps below:

• Start by dialing *826# with your mobile device (make sure you use the phone number linked to your Union Bank account.)

• Enter your account number, which is a 10-digit number. 

• You will be requested to enter the last six numbers of your debit card. 

• Then enter your transfer PIN, which is a four-digit number. 

• Finally, make sure you confirm all your entries.

After completing all these steps, you will get a message to notify you that you have successfully activated this service on your phone.

Now that you have activated your Union Bank Code, it is time to start using it to perform different operations.

How to Check Union Bank Account Balance With USSD Code 

Once you’re done with the steps above to activate the Union Bank USSD code, to check your balance simply…

• Dial *826*4# with the line linked with your Union Bank Account 

• Then enter your 4-digit transfer PIN 

And you will see your account balance displayed on your phone screen.

That’s how to easily check your account balance using USSD code.

In addition to using this code to check your account balance, there are a whole bunch of other operations you can do with the Union Bank transfer code.

Therefore below is the full list of all Union Bank USSD code, and their functions.

List of Union Bank USSD Codes

• Union Bank code to check balance – *826*4#

• Union Bank code for transfer of money to Union Bank – *826*1*Amount*Account Number#

• Union Bank code for transfer of money to other banks – *826*2*Amount*Account Number#

• Union Bank code to buy airtime for self – *826*Amount#

• Union Bank code to buy airtime for others – *826*Amount*Phone Number#

• Union Bank code for loan – *826*41#

• Block Your Account From Other Phone Numbers – *826*6*mobile number#

• Pay Merchants – *826*22*merchant code*amount#

• Data Purchase – *826*9#

• Block and Unblock Debit/Credit Card – *826*21# 

• Request a Debit Card – *826*21#

• Cardless Withdrawal – *826*7*amount#

• Block Your Account From Your Phone Number  – *826*6#

• Retrieve BVN – *565*0#

• Pay Bills – *826# > select bill payment 

• Hotlist ATM Card – *826*21#

• Account Opening – *826#

• Increase Account Limit – *826*8#

• Data Capture After Register – *826*3*Account Number#

• Locate a Union Bank Branch – *826*19#

Now that you know the different Union Bank USSD code, you can start to perform different operations with them.

However, you can also check the FAQs below to learn more about how to check your account balance.

How to Check Union Bank Account Balance FAQs 

How can I check my union bank account balance through SMS?

It’s straightforward to do, simply Send the word BAL to 20123, and your account number will be sent from the bank as a message.

How do I check my union bank account balance using USSD code?

Here is how to check account balance on phone.

The code for checking Union Bank account balance is *826*4#.

Enter the last 4 digits on your debit card or your USSD banking PIN to confirm your transaction. 

After completing the above steps, you’ll receive a message notifying you of how much you have in your account.

How can I check my UnionBank account balance online?

It is very simple to check your UnionBank account balance online. All you have to do is to use the methods discussed above.

How can I check my Union Bank balance in Nigeria?

There are many ways to check your Union Bank balance in Nigeria. Just use one of the methods above and you can see how much you have left in your Union Bank account.

What is the short code for Union Bank?

*826# is the official Union bank USSD banking code (transfer code). With this short code, you can get your financial transactions done faster and smarter. All you have to do is dial the code from the number linked to your Union Bank account.

That’s everything you need to know about checking your Union Bank account balance.

Fastnugget on How to Check Your Union Bank Account Balance 

Union Bank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your Union Bank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances which is expected of mature adults.

If you have any other questions on how to check your Union Bank account balance, do not hesitate to reach out via the comment section. And we will get back to you ASAP!