How to Open an Opay Account Without BVN on Phone 2025

How to Open an Opay Account Without BVN on Phone:

It’s frustrating to be stuck without access to essential banking services just because you lack a Bank Verification Number (BVN). 

For Instance, opening an account with Opay shouldn’t be a headache, but without a BVN, it can feel like hitting a roadblock. 

Whether you’re new to banking or have lost your BVN, not having one can make the process seem impossible.

But worry not, there’s a solution.

open opay account without bvn

In this FastNugget, we’ll show you how to open an Opay account without a BVN. 

Yes, it’s possible! We’ll walk you through the steps in simple terms, so you can start banking with ease, no BVN required. 

If you’re ready, let’s get started on your hassle-free banking journey with Opay.

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Now let’s begin by knowing…

Requirements to Open Opay Account Without BVN

Below is what you need to open Opay account without BVN:

  • A Smartphone
  • Your phone number

Once you have gotten all these, then you are ready to open a Opay account without BVN.

Now let’s go on to see how to do it.

Also see | How Much Can Opay Receive Without BVN Everything to Know

How to Open Opay Account Without BVN

Follow these simple steps to open a Opay account without BVN:

  • Download the OPay app from the Google Play Store or Apple App Store.
  • Open the app and tap “Register”.
  • Enter your phone number and tap “Next”.
  • Enter the verification code sent to your phone and proceed.
  • Fill in your personal details (name, date of birth, and email) and tap “Next”.
  • Create a secure password for your account.
  • Skip the bank account linking step by selecting “No Bank Account” if preferred.
  • Submit a valid ID (e.g., National ID, driver’s license, or passport).
  • Wait for OPay to review your account and notify you within 24 hours if approved.

Alternatively you can use the method below.

Also see | How to Borrow Money From Opay (Okash) Using Loan Code

How to Open Opay Account With USSD Code

Below is how to open an Opay account using USSD code:

  • Open the call app on your mobile phone.
  • Dial *955#.
  • Select option to open an account.
  • Fill in the required details and submit.
  • Wait a few seconds, and your Opay Account Number will be sent to you via SMS.

That’s how to easily open a Opay account without BVN.

Now that you have opened your account there are some other things you need to know.

Also see | How to Check BVN on Opay Easily

Limitations of Opay Account Without BVN

Here are a few limitations of this type of account:

  • Lower transaction limits compared to BVN-linked accounts
  • Limited accessibility to certain banking services and features
  • Potential restrictions on online and mobile banking capabilities
  • Possibility of encountering limitations for advanced banking transactions in the future

There you have some limitations among many others.

However, let’s take a quick look at how to remove those limitations.

Also see | How to Download Opay App 2024 (Full Guide)

How to Remove Opay Account Without BVN Limitations

If you begin with a Opay account but don’t have a BVN yet, don’t worry. Later on, if you decide to get one for added benefits, simply head over to a BVN enrollment center, such as a bank branch. On getting there do the following:

  • Complete the BVN enrollment form
  • Have your biometric data (fingerprint, photograph, and signature) captured
  • Receive a Ticket ID
  • Your BVN will be sent to your registered mobile number

Once done, you’ll receive your unique BVN. Then, you can easily link it to your existing Opay account. By doing this, you’ll unlock access to more services and remove the limitations you might have encountered on your account without a BVN.

There you have all you need to know about how to open a Opay account without BVN.

However, if you still have other questions then check the frequently asked questions below.

Also see | Is Opay Having Network Issues Today

FAQs on How to Open Opay Account Without BVN

How do I open a Opay account on my phone?

To open a Opay account on your phone, follow these simple steps:

  • Dial *955# on your phone.
  • Follow the prompts provided.
  • You’ll have the option to open an account
  • Once you’ve provided the required details, you’ll receive an SMS containing your new account number.

It’s that easy! You can now start enjoying the benefits of your new Opay account right from your phone.

Does Opay require BVN?

Yes, Opay requires BVN. However, you can create a Opay account without BVN, but the account will have limited features. You need to connect your BVN to have the full features of the Opay account.

How do I open an Opay account without BVN?

Yes, you can open an account with Opay without BVN via the *955# USSD. It does not require you to have the internet on your phone. You can also use the Opay app.

How do I generate BVN for Opay?

Visit any Bank branch and complete the enrollment form. Your biometric data (fingerprint, photograph, and signature) will be captured on the system. You will then receive a Ticket ID. BVN will be sent to your registered mobile number.

There you have the FAQs and with that you know all there is to know.

Also see | Opay (Okash) Loans: Everything to Know

FastNuggets on How to Open Opay Account Without BVN

Opening a Opay account without a BVN is now easier than ever, thanks to convenient USSD code. So don’t let the absence of a BVN hold you back from accessing essential banking services. With just a few simple steps, you can start your hassle-free banking journey with Opay right from your phone.

But that’s not all! We’re here to make your banking experience even smoother. Have questions or suggestions? Leave a comment below, and our team will be happy to assist you. Your feedback helps us improve and tailor our content to meet your needs.

Looking for more insightful tips and guides? Explore other posts on FastNuggets for valuable information on banking, technology, and more. Whether you’re a banking novice or a seasoned pro, there’s always something new to discover.

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