How To Link BVN To Access Bank Without Hassle
What did the BVN say to the account number when they finally linked up? “I promise to always keep you safe and secure until account closure does us part!”
Yes, that is a joke but like all jokes, there is an element of truth in that.
There is nothing much scarier than having your bank account hacked or compromised! It’s even scarier than watching a horror movie.
Take a moment and picture this in your mind. You wake up one beautiful morning and on checking your phone you notice a notification from your bank. The notification is alerting you to suspicious activity on your account. Immediately panic sets in as you realize that your hard-earned money is at risk.
You then try to call your bank but can’t get through due to poor network coverage. You’re stranded and helpless, with no idea what to do next.
I know that is a bit dramatic but trust me this nightmare scenario can happen to anyone. The good news is that you can take steps to protect yourself from financial fraud and identity theft.
One of those steps is linking your Bank Verification Number (BVN) to your bank account.
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In this Fastnugget, you’ll discover the exact process of linking your BVN to your account step-by-step, with clear instructions, helpful tips, and a touch of humor (because let’s face it, financial procedures can be a bit dry and boring).
So buckle up, and let’s get your BVN linked to your account like a pro, so you can enjoy your money without any “BS” (Bank Stress.)
After reading this post, your bank account number will eventually say to your BVN when they get married. “I feel so secure with you!” (Aww, how sweet.)
Now, let’s dive in straight and explain…
What is BVN
Without getting too much into financial “gobbledygook” the Bank Verification Number, BVN for short is a unique 11-digit number that is produced by the biometric identification system developed by the Central Bank of Nigeria and given to each bank customer.
That is to say, BVN gives each Bank customer a unique identity across the Nigerian Banking industry that can be used for easy identification and verification at the Point of Banking operations.
What are the benefits of Having BVN
The Apex bank in Nigeria CBN and the commercial banks in Nigeria came up with the BVN project, which came into being in February 2014 to do the following:
- To provide additional security for bank account holders.
- To ensure that account holders are known by their banker in what CBN calls, the “Know Your Customer (KYC)” principle.
- To give a unified identity to account holders across all the banks in Nigeria, meaning the BVN code can be used as a means of identification in any bank in Nigeria.
- To reduce fraud that may arise from impersonation.
- To eliminate identity theft.
- To increase the effectiveness of banking operations.
- It is to give customers access to credit facilities.
- To boost financial inclusion which the CBN has been committed to.
- To resolve the problem of authentication.
- To stop money laundering activities.
- And to build confidence between banks and their customers.
This is the reason why the BVN is a “must-have” for any customer of the financial institutions in Nigeria.
That being said, now how can you get a BVN assuming you haven’t gotten it already?
How To Enroll For BVN in Access Bank
This is how you can enroll for BVN if you don’t have BVN already.
- Visit any Access Bank branch and complete the enrollment form.
- Your biometric data (fingerprint, photograph, and signature) will be captured on the system.
- You will then receive a Ticket ID.
- BVN will be sent to your registered mobile number
That’s how you can enroll for your BVN easily.
How To Link BVN To Access Bank
You receive your BVN the next thing is to link it to your account.
But before we talk about how to link BVN to an Access Bank account, let’s quickly talk about how to check your BVN.
This is important in case you happen to forget your BVN code.
How To Check BVN On Access Bank
There are many ways of how to check BVN.
You can check BVN on Access Bank:
- Using Access Bank USSD code
- Through Access Bank online banking platform.
- Through SMS
- Through WhatsApp banking
If you want a detailed guide on how to do this, then check this fastnugget on the topic.
Now that you know how to check BVN on Access Bank let us move on and discuss how to link it with your Access Bank account.
How To Link BVN To Access Bank account.
The process of linking your BVN to your Access Bank Account is unlike skinning the proverbial cat, there are not too many ways to do it.
You can only link BVN to your account using either of two ways. And here we will explore each of these ways.
Now, Let’s get started.
How to Link BVN to Access Bank Online
Here is how you can easily link BVN to your Access Bank account through the internet banking platform:
- Login on the Internet Banking platform
- Select the Service Requests Menu
- Then choose “Initiate Service Request”
- Select Link BVN and complete the process.
That is how to link BVN to Access Bank online.
How to link BVN to Access Bank via SMS
Here is how to link BVN to your Access Bank account using SMS:
- Compose a new message
- in the message type “BVN” followed by a space.
- Add your account number after another space.
- Leave another space.
- Input your BVN number.
- Send the message to the number 20121.
As you can see, that is very easy to do.
Simply text BVN, your account number, and BVN number to 20121 e.g. BVN 06812345678 22498765432 to 20121
That’s the two ways to link BVN to Access Bank.
With that you have known everything there is to know about how to link BVN to Access Bank. Additionally, you can check the FAQs below for more information.
FAQs On How to Link BVN To Access Bank Account
How do I link my BVN to USSD?
There is no way to link BVN to Access Bank using USSD code. You can use either of the two methods discussed above.
How can I check my BVN details online?
Yes, but to check your BVN online, you must have registered and gotten your unique 11 digits from Access Bank. Now, to see this number online, simply login into your bank app. Click on the menu option and your BVN should be displayed there.
Can I register BVN on my phone?
No, You cannot complete your BVN registration on the phone. The requirements state you must present yourself physically at an approved point to fill out the application form and have your biometrics taken before you are issued a unique BVN.
How do I create a BVN?
Walk into any branch of your Bank. Fill out and submit the BVN Enrolment form. An acknowledgment slip with the transaction ID is issued to you. Within 24 hours the system confirms your application, your BVN is generated, and you receive an SMS for pickup.
How do I know if my BVN is linked to my phone number?
To confirm if your phone number has been linked to your new number, dial *565*0# on the new line.
That’s everything you need to know about how to link a BVN to Access Bank account.
FastNuggets on How to Link BVN to Access Bank Account
Now that you’ve successfully learned how to link your BVN to your account.
As you already know, linking your BVN to your Access Bank account is an important step to take if you want to avoid any unwanted surprises when it comes to your hard-earned money. Let’s face it, nobody likes unwanted surprises. Unless it’s a surprise party, of course. Who doesn’t love those?
So, it’s important to keep your account safe by linking BVN to all of your accounts, including your Access Bank account. So, if you’ve been able to link your BVN to your Access Bank account, you can sit back, relax, and enjoy all the amazing features and benefits that come with being an Access Bank customer.
If you have any questions or encounter any difficulties during the BVN linking process, don’t hesitate to contact the Access Bank support team.
Yes, they’re always available to assist you and ensure that you have a seamless banking experience.
Or you can reach out to me through the comment section if you have any other questions.
Also do remember to share this post with your friends who might need information on how to link BVN to their Access Bank Account.
Lastly, do remember to explore other topics on FastNuggets. There is a wealth of useful insights waiting for your discovery on FastNuggets.
I’m Adebayo Ridwan, an Electrical and Electronics Engineering graduate from the University of Ilorin.
I discovered my passion for writing, during my first year in Unilorin. Since then, I’ve been dedicated to mastering the art…
and sharing practical information to help people solve problems.