How To Check Heritage Bank Account Balance On Phone 2024

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Heritage bank account balance

How To Check Heritage Bank Account Balance On Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things. 

Also, see {List of all Heritage Bank USSD code}

You see, because of these reasons, checking your account balance from time to time is very important.

That is why, as one of the leading financial institutions in Nigeria, Heritage Bank provides many convenient ways for their customers to check their balance. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing some of these ways to check your account balance. None of these ways requires you to go to the bank or fill out any form. You can check your account balance anywhere you are, any time of the day. 

This post will answer your question concerning the following.

  • How to check Heritage Bank account balance 
  • How to check account balance on Heritage Bank online 
  • How to check the balance on Heritage Bank through SMS 
  • How to check account balance in Heritage Bank mobile app 
  • How to check Heritage Bank balance using USSD 
  • How to check my Heritage Bank account balance on MTN 
  • How to check account balance in Heritage Bank through WhatsApp 
  • Heritage Bank balance code 
  • How to check Heritage Bank account balance on Airtel 

In this in-depth guide, you will have a firm understanding of how to check your account balance.

If you’re ready, let’s dive in straight.

The first thing we will take a look at is…

How to Check Heritage Bank Account Balance Online 

If you are using this service for the first time, there is a need to register.

  • Fill the fields with the required information 
  • Accept the terms and conditions and,
  • Then click on register to proceed.

Once you’ve successfully registered now you can check your account balance through the digital banking platform.

All you have to do is…

  • Go to the Heritage Bank online banking platform 
  • Click on login and then…
  • Enter your username and password.
  • Tap on Login 

Once you’re in, you will see your account balance displayed on the dashboard.

That’s how to use this method.

Let’s go on and discuss the next way to check your Heritage Bank account balance.

How to Check Heritage Bank Account Balance on Mobile App 

This method is also easy to use.

  • Then launch the app after installation
  • If you are a first-time user, you will need to register with some information. Just follow the process on the app and provide the required info.

After you have successfully registered, just log in, and you will see your account balance displayed on your dashboard.

Now, let’s take a look at another way to check your Heritage Bank balance.

How to Check Heritage Bank Account Balance through SMS 

This method is related to the last method that will be discussed. So that is where we will go into details about it.

But for now, what you need to know is you can check your Heritage Bank account balance via SMS by simply dialing *745*0#, and entering your pin. 

Then, your account balance will be sent to you through text message.

That is how to check your account balance through SMS.

Finally, let’s talk about the last way you can use to check your Heritage Bank Account Balance.

How to Check Account Balance with Heritage Bank Code.

As said before, this method is related to one of the methods discussed above. And here we will look at it in detail. 

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

What is Heritage Bank Transfer Code?

The official Heritage Bank transfer code is *745#. Heritage Bank code gives customers easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Heritage Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

Requirements to Activate Heritage Bank Transfer Code

Below are the four things you need to have to activate the Heritage Bank USSD code:

  • Heritage Bank Account: Expectedly, you must have a Heritage Bank account to benefit from this service.
  • A debit card: You need to have a debit card (active) that’s linked to your account.
  • Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
  • Phone number: This can be from any network operator. But must be first linked to your Heritage Bank account.

However, to start using the service, you need to first register or activate it.

How to Activate Heritage Bank Transfer Code

The registration process for the Heritage Bank transfer code is straightforward. Just follow the  easy steps below:

  • Start by dialing *745*account number*Last six(6) of your card#.
  • Then reply with one(1) on the next screen to continue the activation.
  • Now choose your card type.
  • Proceed to enter the expiry date of your card. You can see it n the back of your card.
  • Choose the account number you want to use for all transactions.
  • Then set up a four(4) digits PIN.
  • Confirm your account number and PIN.
  • Finally, click on send to complete the activation process.)

Now that you have activated your Heritage Bank Transfer Code, it is time to start using it to perform different operations.

How to check Heritage Bank Account Balance with USSD Code.

  • All you have to do is to dial *745*0# with the line linked to your Heritage Bank Account 
  • Then Enter your PIN

You will see your account balance displayed on your phone screen.

It’s as simple as that. However, there are a bunch of other operations you can perform with the Heritage Bank USSD code. Below is the list of all the Heritage Bank Transfer code and their functions.

List of Heritage Bank USSD Codes

  • Heritage Bank code to check balance – *745*0#. 
  • Heritage Bank code for account number: *745#
  • Heritage Bank transfer code of money to Heritage Bank – *745*1*Amount*Account Number#
  • Heritage Bank transfer code of money to other banks – *745*2*Amount*Account Number# 
  • Heritage Bank code to buy airtime for self – *745*Amount#
  • Heritage Bank code to buy airtime for others – *745*Amount*Phone Number#
  • Heritage Bank code for checking BVN – *565*0# 
  • Heritage bank code for account Opening – *745#
  • USSD code for OTP Generation – 
  • Bill Payment – *745# > Select pay bills 
  • Pay with USSD (on POS & Web) – *745*000*RefCode# 
  • Change USSD PIN – *745*00#
  • Block account from any phone – *745*11# 
  • Bet9ja Top-up – *745*222*Bet9jaUserID*Amount# 
  • LCC payment – *745*000*522+etagNo+100# 

Now that you know different Heritage Bank USSD code, it is time to start performing different transactions with them.

Further, you can check the FAQs below for more information.

How to Check Heritage Bank Account Balance FAQs 

What is the USSD code for Heritage Bank?

The official Heritage Bank Nigeria USSD code is *745#. To access the transfer code service, all you must do is activate it on your phone.

What is the code to check balance at Heritage Bank?

Simply dial *745*0# with the line linked with your Heritage Bank Account

Then enter your PIN

Your account balance will be displayed for you on your phone screen.

Fastnugget on How to Check Your Heritage Bank Account Balance 

Heritage Bank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your Heritage Bank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances, which is expected of mature adults.

If you have any other questions on how to check your Heritage Bank account balance, do not hesitate to reach out through the comment section. And we will get back to you ASAP!

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