How To Check First Bank Account Balance On Your Phone 2024

First bank account balance

How To Check First Bank Account Balance On Your Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things. 

Also check {List of all First Bank USSD code}

You see, because of these reasons, checking your account balance from time to time is very important.

That is why, as one of the leading financial institutions in Nigeria, First Bank provides many convenient ways for their customers to check their First Bank account balance. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing different ways to check your First Bank account balance. None of these ways requires you to go to the bank or fill out any form. You can check your First Bank account balance anywhere you are, any time of the day. 

This post will answer your question concerning the following.

  • How to check First Bank account balance 
  • How to check account balance on First Bank online 
  • How to check the balance on First Bank through SMS 
  • How to check account balance in the First Bank mobile app 
  • How to check First Bank balance using USSD 
  • How to check my First Bank  account balance on MTN 
  • How to check account balance in First Bank through WhatsApp 
  • First Bank balance code 
  • How to check First Bank account balance on Airtel 

In this in-depth guide, you will have a firm understanding of how to check your First Bank account balance.

If you’re ready, let’s dive in straight.

The first thing we will take a look at is…

How to Check First Bank Account Balance Online 

If you are a first-time user, you need to register to use First Bank’s online banking platform. Just follow the simple steps below.

  • Select personal banking from the drop-down menu under Service.
  • Choose internet banking at the top right-hand side of the page and proceed to register 
  • Click self-registration 
  • Enter your First bank card number 
  • Go ahead and select a PIN 
  • Type in the verification code displayed on your screen in the provided space 
  • Click on continue 
  • Follow the remaining prompts to complete the registration.

Now that you have completed the registration, you can now go ahead and check your account balance.

To do that, follow the steps below.

  • Input your user ID. Then type the verification code into the space provided.
  • Click continue and on the next page navigate to the account dashboard.
  • Now select the account to see your account balance.

That is all about checking your account balance through First Bank’s online banking portal.

Let’s go on and discuss the next way to check your First Bank account balance.

How to Check First Bank Account Balance on Mobile App 

For this method, you will need to download and activate the First Bank mobile app to check your account balance.

Follow the process below to get this done.

  • Then enter your First Bank card details and PIN 
  • You will receive an OTP on the number linked to the account.
  • Enter the OTP into the space provided, and then go ahead to create a 5-digit PIN to login into the app.
  • Select and answer two security questions and choose a 4-digit PIN you’ll be using to authorize transactions.

Congrats! You have completed the registration.

How to Check Your First Bank Account Balance Using Mobile App 

  • Log into the mobile app using the 5-digit PIN you created 
  • Once you’re in, you’ll see your account balance displayed at the top of the dashboard.

Now, let’s take a look at another way to check your First Bank balance.

How to Check First Bank Account Balance through WhatsApp 

First Bank WhatsApp banking is a secure, reliable, and convenient way for customers to perform various operations. 

For instance, you can perform the following operations Onboarding, Check Balance, sending money, Pay Bills, and Airtime purchase to Data purchase. 

Getting started is easy. 

Start by adding First Bank to your contact list with 08124444000 and just say “Hi” on WhatsApp. (Remember, your WhatsApp number must be the same number linked with your First Bank Account.

Below is how you can easily register for First Bank WhatsApp banking if you’re a first-time user.

Here is how you can easily start banking and transact on First Bank via Chat Banking on WhatsApp:

  • Opt-in by accepting the Terms and Conditions
  • Provide your account number
  • Validate using your debit card
  • Set up your WhatsApp PIN 

After completing the above steps you can now do your first transaction, in this case checking your account balance.

It’s as simple as saying “Hi” to the First Bank WhatsApp banking contact and then choosing the option to check the account balance. Your balance will be sent to you.

Note this service will cost you #10 as a transaction fee.

Now let’s talk about the next way you can check your account balance.

How to Check First Bank Account Balance through SMS 

This way is related to the last method we will look at in greater detail later.

To receive your First Bank account balance via SMS, all you have to do is use the First Bank USSD code.

All you have to do is dial *894*00# on the phone number linked to your first bank account.

Your account balance will be sent to you as an SMS message.

That being said, let’s talk about the last way you can use to check your First Bank Account Balance.

How to Check Account Balance with First Bank  Code.

As said before, this method is related to the one discussed above. But here we will look at it in detail. 

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

What is the First Bank Code?

The official First Bank Nigeria Limited code is *894#. First Bank code gives customers easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime without the need to visit the First Bank physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

To access the Quick Banking Service, you need to have some requirements.

Requirements to Activate First Bank Code

Below are the four things you need to have to activate the First Bank USSD code:

  • First Bank Account: Expectedly, you must have a First Bank account to benefit from this service.
  • A debit card: You need to have a debit card (active) that’s linked to your account.
  • Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
  • Phone number: This can be from any network operator. But must be first linked to your First Bank account.

However, to start using the service, you need to first register or activate it.

How to Activate First Bank USSD Code

The registration process for the First Bank code is straightforward. Just follow the 6 easy steps below:

  • Start by opening your phone or calling the app
  • Then dial *894*0#
  • A list of masked debit card numbers linked to your account will be displayed
  • Now go ahead and select your preferred debit card
  • Enter the debit card’s 4-digit PIN
  • Go ahead and create a new 5-digit PIN for the transfer code.

Congrats, you have successfully registered for the First Bank transfer code.

How To Check First Bank Account Balance With First Bank Transfer Code.

After the registration and activation of your line for the First Bank USSD code service.

Simply dial *894*00# and your account balance will be shown on your phone screen and an SMS will be sent to your phone.

Note: This service will cost you #10 to use. 

Also, you need to know there are many other things you can do with the First Bank transfer code.

Below is a full list of all the First Bank USSD code and their functions.

List of First Bank USSD Codes

  • To register for USSD banking code – *894*0#
  • Airtime recharge for self – *894*Amount#
  • Airtime recharge for others – *894*Amount*Phone number#
  • For transfer – *894*Amount*Account Number#
  • For Mini-statement – *894*Account Number#
  • To check Account Balance- *894*00#
  • For account opening – *894*0#
  • To deactivate your mobile number – *894*911#

Now that you know the different First Bank USSD code, it’s time to start doing different operations with them.

Further, you can check the FAQs below to learn more about checking the First Bank account balance.

How To Check First Bank Account Balance FAQs 

What is the USSD code for FirstBank?

*894# is the official First Bank USSD code this service provides the ability to perform different transactions on Mobile phones, such as Funds Transfers, Airtime Top-ups, inquiry services about balance in their Account(s), Mini statements, bill payments, Account Opening, Corporate collection, BVN inquiry and so on.

Can I check my FirstBank account balance online?

Yes, you can now check your balance online from anywhere once you have an internet connection or data. This is a mobile banking service available on smartphones, just follow the simple guide above on how to check your account balance on FirstBank online banking portal.

How do I get my 5-digit PIN for FirstBank?

If you have forgotten the PIN for First Bank USSD Transaction or PIN is not working. P You have to visit a First Bank branch to meet a Customer Service agent for assistance on resetting or reactivating Your PIN.

How do I check my FirstBank account with my phone?

To check your account balance on any phone (Smart or not) just dial the USSD code *894*00# using the phone number linked to your account.

Can I use First Bank app without ATM?

Yes, the mobile app is banking on the go! The First Bank mobile app provides easy access to account balances and transactions, as well as mobile deposit so you can deposit checks quickly and easily without having to visit a branch or ATM.

Fastnugget on How to Check Your First Bank Account Balance 

First Bank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your First Bank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances, which is expected of mature adults.

If you have any other questions on how to check your First Bank account balance, do not hesitate to reach out through the comment section. And we will get back to you ASAP!

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