How To Check Ecobank Account Balance On Phone 2024

Ecobank account balance

How To Check Ecobank Account Balance On Phone

One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things. 

You see, because of these reasons, checking your account balance from time to time is very important.

That is why, as one of the leading financial institutions in Nigeria, Ecobank provides many convenient ways for its customers to check their account balances. 

The beauty of these ways is you can use any of them whether you’re an experienced account holder or you’re spanking new to banking. 

In this Fastnugget post, I will be revealing different ways to check your Ecobank account balance. None of these ways requires you to go to the bank or fill out any form. You can check your account balance anywhere you are, any time of the day. 

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You’re in the right place if you want answers to any of these queries:

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In this in-depth guide, you will have a firm understanding of how to check your Ecobank account balance.

If you’re ready, let’s dive in straight.

The first thing we will take a look at is…

How to Check Ecobank Account Balance Online 

Here is how you can check your Ecobank account balance online through the Ecobank internet banking portal:

  • Head over to the Ecobank Online banking portal and
  • Login into your account
  • And then confirm your Secure Image and Message
  • Once you are in, you will see your account balance displayed on the dashboard.
  • To view it in detail, just click on your name.
  • You can also view your balance in another currency on this portal.

That’s how you can check your account balance through the online banking portal.

Let’s go on and discuss the next way to check your Ecobank account balance.

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How to Check Ecobank Account Balance on Mobile App 

Follow these steps to check your Ecobank account balance on the mobile app:

  • Go to the Google Play Store or the Apple Store to download the Eco Bank mobile app
  • Install and launch the app
  • Now, if you’re using the app for the first time you’ll need to register with your ATM card. (Just follow the instructions, it is very easy to register.)
  • Once you are through with the registration, login into the app
  • Your account balance will be displayed on your dashboard.
  • To check your balance any other time, Just launch the app and login.

Now, let’s take a look at another way to check your Ecobank balance.

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How to Check Ecobank Account Balance through SMS 

To check your Ecobank account balance via SMS use these steps:

  • Start by dialing the Ecobank balance code. Then follow the prompts. 
  • Your balance will be displayed on your screen
  • You’ll also get an SMS containing information about your Ecobank account balance.

That’s simply how to check an Ecobank account balance using SMS. 

Now, let’s discuss other methods you can use to check your Ecobank balance.

The next way we will look at is very similar to what we just discussed, and that is…

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How to Check Account Balance with Ecobank Code

Here is how to check your Ecobank account balance with USSD code:

  • Ensure your mobile number is registered and activated for the Ecobank USSD code service.
  • Open your phone’s dialer.
  • Dial *326*0# and press the call button.
  • Your account balance will be displayed on your phone screen.
  • Simultaneously, an SMS will be sent to your phone with your account balance details.
  • Check both the on-screen display and the SMS for your up-to-date Ecobank account balance.

This method works on any phone, whether the latest iPhone or a simple feature phone (Kpalasa in the street lingo.)

You can use it to check your balance through any network provider. Whether MTN, Airtel, Glo, or 9mobile.

Let’s go ahead and discuss this method in depth.

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What is Ecobank Code?

The official Ecobank code is *326#. Ecobank code enables customers to have easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Ecobank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.

Requirements to Activate Ecobank Code

Below are the four things you need to have to activate the Ecobank USSD code:

  • Ecobank Account: Expectedly, you must have an Ecobank account to benefit from this service.
  • A debit card: You need to have a debit card (active) that’s linked to your account.
  • Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
  • Phone number: This can be from any network operator. But must be first linked to your Ecobank account.

However, to start using the service, you must first register or activate it.

How to Activate USSD Code for Ecobank

The registration process for the Ecobank code is straightforward. Just follow the 6 easy steps below:

  • Start by dialing *326# with your mobile device (make sure you use the phone number linked to your Ecobank account.)
  • Now select “Create Pin”
  • Now enter your Ecobank account as per request.
  • Then enter the details of your debit card requested.
  • Now create a 4-digit PIN
  • Finally, confirm your 4-digit PIN (remember to keep this safe.)

Now that you have activated your Ecobank Code it is time to start using it to perform different operations.

Below is a full list of all the Ecobank USSD code and their functions.

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List of Ecobank USSD Codes

  • Ecobank code to check balance – *326*0#
  • Ecobank code for account number: *326#
  • Ecobank code for transfer of money to Ecobank – *326#
  • Ecobank code for transfer of money to other banks – *326#
  • Ecobank code to buy airtime for self – *326*Amount#
  • Ecobank code to buy airtime for others – *326*Amount*Phone Number#
  • Ecobank code for loan – *326#
  • Ecobank code for checking BVN – *565*0#
  • Account Opening – *326#
  • Bill Payment – *326#

It is time to start performing different operations now that you know all the Ecobank transfer code and their functions.

Further, you can check the FAQs below if there’s still anything unclear to you.

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How To Check Ecobank Account Balance FAQs 

How do I check my Ecobank account on my phone?

  • Start by dialing *326# on any mobile phone (Smart or Feature phone)
  • Use your existing 6-digit pin you use to transact on the Mobile APP.
  • If the PIN is forgotten, use Ecobank Mobile APP to reset the PIN.
  • Use *326* as an alternative to Ecobank Mobile APP anytime and anywhere, no internet connection is required.

What is Ecobank USSD code?

The official Ecobank USSD code is *326#. It provides a way for Ecobank customers to have access to banking services at any time of the day without having to physically go to the bank.

How do I activate my USSD Ecobank?

Follow these steps to register:

  • Dial *326#
  • Select Create a PIN.
  • Enter your Ecobank Account as requested.
  • Enter your debit card details.
  • Create a 4-digit PIN.
  • Confirm your 4-digit PIN.

What is Ecobank WhatsApp number?

Chat with Ecobank Customer Care via WhatsApp on (234) 808 760 3717. It is the nearest Ecobank branch.

Or Chat with Ecobank Customer Care Executive on their website www.ecobank.com or via your Ecobank Mobile App. 

How do I check my Ecobank account balance in Nigeria?

To check your Ecobank account balance, simply dial *326*0#. You must dial the code using the line linked with your account number and register with Mobile money. Or use the mobile app option.

There you have everything there is to know about how to check your Ecobank account balance.

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Fastnugget on How to Check Your Account Balance 

As you have seen, Ecobank offers various ways for you to check your account balance. The choice is yours whether you prefer mobile apps, checking online, or using one of the other options.

However, the most important thing is never to forget the importance of checking your Ecobank balance regularly.

That way you can avoid spending more than you can afford, and keep on top of your finances, which is expected of mature adults.

If you have any other questions on how to check your account balance, do not hesitate to reach out through the comment section. And we will get back to you ASAP!

Do share the post with others who might find it beneficial.

Lastly, do remember to reach other insightful posts on FastNuggets. There is a wealth of knowledge waiting for your discovery on FastNuggets.

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1 thought on “How To Check Ecobank Account Balance On Phone 2024”

  1. I’ve been using Ecobank for a while and their service has been excellent. Knowing how to easily check my account balance is also a relief. Thank you for the post.

    Reply

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